Guam Real Estate ... 
  Should I rent or buy a property in Guam?
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Guam Real Estate Calculator

Finding a Home In Guam
If you plan to rent or buy a property in Guam, finding your property will be a major step in your relocation to Guam. If you have not lived in Guam, you should rent rather than buy your property in Guam, at least for six months. If you would like to rent or buy a real-estate property in Guam you may email us at webmaster@japan-travel-guide.de with your real-estate questions.


It is the best way to know not only if Guam is the place you want to live or retire for the next few years, but also if Guam is suited for you.

Apartments & Houses in Guam
If you are planning on living in Guam, it is likely that you will be living in an apartment/condo versus a house.

Please make sure that modern equipments, such as electricity and water should function to the maximum. Please double-check and make sure electrical outlets are located in every room and functioning.

Make sure you turn on the water and make sure that hot and cold water is functioning and flush the toilet, turn on the shower. Don’t count on real-estate agents in Guam to point out the negatives of a place they’re trying to rent or sell you.

Guam Agencies
Real-estate agencies in Guam advertise in local Guam newspapers and as well on their office windows.

You should be able to notice a real estate agency in Guam by the window full of ads for the different apartments or houses they have available for rent or sell in Guam.

Before you begin working with an agency in Guam, check that their fees are acceptable and that they are a member of the Guam Real-estate Assocation. In most rental agreements in Guam most agencies charge a month’s rent for a twelve-month rental agreement.

When selling a property in Guam, real-estate agents in Guam usually charge between 2.5% and 3% of the final sales price.
Monthly rent Guam:€
Monthly Guam rental insurance:€
Expected annual inflation rate in Guam:  %
Purchase price of property in Guam:€
Down payment amount:€
Length of Guam mortgage term (years):#
Guam Mortgage's annual interest rate:  %
Discount points on purchase of home in Guam:  %
Origination fees:  %
Other loan costs in Guam:€
Mortgage Insurance (PMI):  %
Guam Homeowner's insurance rate:  %
Monthly association dues in Guam:€
Average monthly maintenance of Guam property:€
Guam Annual property tax:€
Guam plus government income tax rate:  %
Interest rate you expect to earn on savings in Guam:  %
Expected percentage your Guam home will appreciate by each year:  %
Number of years you will stay in Guam:#
Guam Realtor commission rate:  %
Total estimated cost of renting a property in Guam:€
Total estimated cost of buying a property in Guam:€
After coming to an agreement on a rental or purchase, both parties in Guam sign the contract. However, it is not a legal agreement until the appropriate seals of the city of Guam with a tax stamp has been purchased and affixed to ther agreement. You have to make sure before finalising the lease or purchase that the official seal of Guam will be affixed to the agreement.

Renting
Real estate agencies in Guam are the safest way if you want to rent or buy a property in Guam. Please make sure they are a licensed agent in Guam and very familiar with the Guam property market.

Local newspapers in Guam also advertise apartments and houses for rent, but word of mouth is the best way in Guam. If you are currently an academic in Guam, you could check local at local universities in Guam, where apartments or rooms for rent are commonly posted.

In general rental rates in Guam, increase by a small percentage each year in accordance with the government’s annual cost of living reports in Guam. You can find yearly leases in Guam, and more short-term housing is available near academic institutes or around tourism areas within Guam.

Short-term tourist housing in Guam is fully furnished and most of the time fully equipped. If you have the budget, you could rent a serviced apartment in Guam.

If you want to buy a property in Guam, I would highly suggest you to have the property checked out by yourself and hire a lawyer in Guam to check how much debts the property has currently registered and if those numbers matched with the seller of the property in Guam.

If you are buying a brand new property, you’ll need to pay property tax in Guam. If your purchase is a luxury property, you may have to pay local taxes in Guam and possible stamp duty.

Even as a non-resident homeowner in Guam, you may become liable for all kind of taxes in Guam, including income tax.

Guam Mortgages
If you plan to take a mortgage in Guam you need at least a 20% downpayment of the purchase price of the property in Guam. Even if you generate rental-income from renting your Guam property out, it is not considered by most lenders as you may decide to move in, at a later time.

The Guam Real Estate calculator will help you to compare the costs of renting a house or condo in Guam to the costs of buying a house or condo in Guam. Since there are all kinds of forces at work behind the scenes such as the current interest in Guam, Guam property taxes, tax savings, appreciation in general to investments in Guam, comparing the cost of renting to the cost of buying in Guam is a lot more complicated than just comparing the monthly mortgage payment to the monthly rent payment.

The Guam Calculator attempts to forecast the net effects of all the hidden forces so you can make an informed decision before buying or renting a property in Guam.

Help Buttons: For pop-up explanations of any of the entry fields, click the radio button next to the description.

NOTE: Be sure to enter "0" (zero) in any entry boxes that don't apply to you. Also be sure that only numbers and decimal points are entered into the fields.

Property Types in Guam

  • Guam Multi-Family
    Traditional, multi-family residential complexes located in Guam and suburban markets of Guam.


  • Guam Mixed-Use
    Properties in Guam that integrate and combine residential with different uses, including retail and office spaces.

  • Guam Office
    Traditional office or office type properties in Guam.


  • Guam Retail
    Properties in Guam with a mix of tenants that meet the convenience needs of neighborhood residents, including video stores, grocery, and financial services companies within Guam.


  • Guam Light Industrial
    Single- or multi-tenanted spaces in Guam used for warehouse, manufacturing, distribution, or research and development in Guam.

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